Other People’s Money for College

  Consider the goal of funding a childs college education in the future. If other peoples money in the form of a scholarship is not a possibility, there still may be another way to use some other peoples money.A $25,000 investment into a mutual fund paying 5%...

Down Payment Problem – Are You Sure?

There is increasing difficulty for first-time home buyers to save for their down payment as indicated in the graph. Several factors that contribute to this trend include rising rents, rising home prices, student loan debt and flat wages. Some would-be buyers feel they...

Deductible Dilemma

  . The purpose of insurance is to shift the risk of loss to a company in exchange for a premium. Most policies have a deductible which reduces the amount of the claim that is paid by having the insured share in the first part of the loss. In the process of...

Your Home’s Equity Could Be the Answer

A home equity line of credit, HELOC, is a mortgage loan made to homeowners to be used on an as-needed basis. A lender, such as a bank, will approve a borrower for a specified amount based on the equity in their home and all the necessary paperwork is signed to...

Which Value Do You Want?

                                                                                                                                                                                                    What your home is worth depends on why you ask the question. It...

Home Safe Home

Home is a place you should feel safe and secure. Sometimes, we take it for granted and unfortunately, we do need to remain vigilant about things we do that could compromise our safety. Here are a few tips to consider: Everyone loves an inviting home including...